Risk Theory Dealer Advisors products are administered by Smart Auto Care. (SAC) and are backed by Fortegra companies.Learn More
Risk Theory Dealer Advisors is proud to partner with Caltex provider of top-of-the-line appearance productsLearn More
Risk Theory Dealer Advisors products are administered by Mechanical Breakdown Protection Inc. (MBPI) and are backed by Assurant companies.Learn More
Private Labeled Menu & Reporting by StoneEagle. Dynamic dashboard tracks stats and menu utilization with e-Rating for all products, one platform does it all.Learn More
Smart AutoCare has coverages beyond comparison. Our dedicated team is fast-paced and nimble in new product creation and upholds a respected reputation of transparency amongst our clientele. When you ask our customers and agents what differentiates Smart AutoCare from other administrators, one of the most common responses is the experience delivered by our Smart AutoCare claims service.
Unique to our industry, we seek to find solutions to problems and common ground to pay claims, not technicalities to decline them. We view our dealers and repair facilities as partners in the process with the common goal of creating lasting relationships and getting our contract holders back on the road as quickly as possible.
We provide customized training for our team, and we utilize a proprietary claims system to enhance speed and performance every step of the way. We strive to always provide fast, accurate, and reliable service. You can trust that our team has the expertise and specialized knowledge to handle even the most complex claims.
Caltex, headquartered in Schertz, Texas, a suburb of San Antonio, was founded in 1983. Originally two separate automotive product businesses, one located in California and the other in Texas, merged to form Cal-Tex Protective Coatings, Inc. Since then, Caltex has grown to become the premier provider of environmental protection and aftermarket products sold through thousands of automotive dealerships nationwide.
Caltex serves the automotive world, including cars, trucks, SUVs, crossovers, and Recreational Vehicles (RVs). Caltex serves these businesses through a strong and dedicated sales team that serves dealerships and agents.
With the adaptation of nanotechnology into environmental protection products and the first-to-market with breakthrough processes for the exterior and interior of vehicles, the newest and latest ResistAll products were introduced to the marketplace two years ago.
ResistAll NG2 has been extraordinarily accepted and well received by automotive dealers around the US and internationally. Caltex hasn’t stopped there. The depth of automotive expertise, and technical know-how, has contributed to a wide range of services, like reinsurance for dealers, as well as creative advances in application technology, that continue to drive a robust business model for Caltex and its partners.
Caltex’s success has been enabled by many talented employees with diverse backgrounds and experiences. It has led to a strong, energetic, customer-focused culture built upon the core values of Compassion, Humility, Integrity, Service, and Teamwork.
These values are the basis for a strong, employee-owned company focused on quality products and service that has been recognized by Inc. Magazine as one of the Top 5000 Fastest Growing Companies for seven years. It also keeps our customers coming back – year after year.
All Risk Theory Dealer Advisors products are administered by Mechanical Breakdown Protection Inc. (MBPI) and are backed by Assurant companies. With over 36 years of experience and unmatched customer service, industry-surveys consistently recognized MBPI at the top of the industry. MBPI is an employee-owned company that treats everyone like family and makes customers priority #1; it is because of this excellent customer service that Risk Theory Dealer Advisors chose MBPI as their exclusive administrator. Assurant, one of the largest Contractual Liability Insurance Providers (CLIP) in the country, they are widely recognized as the leader in this space. For over a century Assurant has helped to protect the reputation of industry-leading brands by taking care of the people they serve. The Assurant companies backing these products proudly carry an AM Best rating of A (Excellent). The unparalleled level of expertise and customer support of MBPI combined with the financial strength and stability of Assurant make them ideal partners for RTDA