Finance & Insurance
Reimagined Reinsurance
Your F&I Structure May be Working Against You
We help dealers take control of their participation capital by aligning structure, behavior, and execution—so it performs consistently, scales efficiently, and shows up the way ownership expects.
Traditional Reinsurance Programs
This is not a structure issue. It is a design issue.
Reimagining Reinsurance
Protect OEM assets while providing a valuable benefit to employees.
Simplified fee design
We remove layers of structural drag that quietly reduce long-term dealer equity.
Earlier capital usability
We align earned capital more closely with ownership timelines, not just reserve timing.
Greater ownership discretion
Once capital is earned, ownership has more flexibility in how it is deployed.
Capital Acceleration
We focus on how the structure is fed, because capital reliability depends on execution consistency inside the store.
Structures
CFC (Controlled Foreign Corporation)
Maximum Control & Profit Potential- Full Participation in Underwriting Profit
- Investment Income Opportunities
- Tax advantages
NCFC (Non-Controlled Foreign Corporation)
Strong Returns with Less Complexity- Full Participation in Underwriting Profit
- Tax-Efficient
- Minimal Dealer Involvement
DOWC (Dealer Owned Warranty Company)
Control Your Own Warranty Program- Turnkey Setup
- Tax Efficiency
- Access to Cash
- Program Control
Retro
Simple & Cost-Effective- Low Startup Costs
- Minimal Dealer Involvement
- Share in Underwriting Profit
